Business credit and consumer credit are different regimes

Consumer credit in the UK carries a specific statutory apparatus: FCA authorisation, the Consumer Credit Act's form and content rules, FOS access and FSCS coverage where relevant. It exists because individual borrowers get statutory protection.

Company borrowing is a commercial contract between businesses. The protections are the ones the contract states and the general law provides — which is why the group publishes its cost cap, its no-personal-guarantee position and its complaints route in plain terms rather than implying a regime that does not apply.

The group's full regulatory statement is kept on creditcorpgroup.co.uk, and the lender's binding terms live in its legal library on credicorp.co.uk.

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Published by CM Beyer Limited for the Creditcorp group. Company and mark facts in this item can be checked at Companies House and the UK IPO; the directory keeps the links on the legal & compliance page.