Credicorp product comparison: Payroll Timing checklist

Payroll has a fixed date, while customer receipts and PAYE cash planning can move around it. A director should separate timing pressure from a weaker margin before choosing any finance route.

Use the product comparison route when the company is still choosing between a fixed loan, a revolving facility and splitting one invoice. The product fit comes from the shape of the cost, not from the page label.

Repeated payroll borrowing is a warning sign. Check margin, payment terms and staffing model. Recheck the linked product and public-source pages before relying on the note.

For the product comparison route, decide what shape the pressure has first: one dated gap, repeated draw-and-repay pressure, or one invoice to split.

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Sources checked

• Compare Credicorp products Credicorp
• Running payroll: paying HMRC GOV.UK
• Late commercial payments: charging interest and debt recovery GOV.UK
• Small Business Commissioner interest calculator Office of the Small Business Commissioner

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Published by CM Beyer Limited for the Creditcorp group. Company and mark facts in this item can be checked at Companies House and the UK IPO; the directory keeps the links on the legal & compliance page.