Credicorp product comparison: Open Banking Consent risk note

Open Banking evidence can make cash-flow checks clearer, but consent and data use still need to be understood. Approval is never the point by itself; the useful test is whether the company can repay without creating the next gap.

Use the product comparison route when the company is still choosing between a fixed loan, a revolving facility and splitting one invoice. If the same pressure repeats, pause and compare terms, reserves or a facility before using a one-off fix.

Only use read-only consent that the business understands and can revoke. The external links keep the page anchored to public material rather than sales copy.

For the product comparison route, decide what shape the pressure has first: one dated gap, repeated draw-and-repay pressure, or one invoice to split.

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Sources checked

• Compare Credicorp products Credicorp
• Open banking for businesses Open Banking Limited
• Open banking and open finance Financial Conduct Authority
• Advice for small and medium organisations Information Commissioner's Office

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Published by CM Beyer Limited for the Creditcorp group. Company and mark facts in this item can be checked at Companies House and the UK IPO; the directory keeps the links on the legal & compliance page.